Do you constantly worry about money? Wonder how you are going to pay the rent or mortgage? Do you stress out about how to pay the bills every month? Does this make you feel uncertain about the future?
You are not alone. Many people go through this daily and there is a reason for this. Yes, wages are stagnating and employment is unstable. But your money fears and money stress are embedded in your DNA. Worrying about money makes you feel uncertain about your future, and your brain triggers feelings of fear and hopelessness.
Have you ever wondered why money stress makes you feel this way? Apart from the obvious, your ancestors may have lived through times of war such as WW1 and WW2 and the Great Depression causing trauma that left them living in poverty. The effects become embedded into their memory so they may never quite recover from the lack mentality even when they become more prosperous. The effects of traumatic events are far reaching over many generations.
The trauma your ancestors experienced is heavily embedded into the consciousness of your DNA. It gets passed down through the generations to become part of your genetic makeup. Research shows the DNA of the descendants of holocaust survivors is different and they revert to their ancestors’ ways to cope. How you cope when stressed out by money is hardwired into your brain based on your ancestral history.
Is money stress triggering you into scarcity thinking and stopping you attracting wealth?
Is money stress in your DNA?
Money stress triggers the same fear based survival patterns as if you are experiencing a life threatening even such as war or a gun to your head. Your genes programs your brain to default into uncertainty about the future and you go into survival mode. You automatically fear not having enough money for all you need in life.
How does money stress affect you? Does it make you uncertain about your future? When it does, your mind starts to contract and you feel your problems are just too hard to deal with. When you are not coping with money challenges, your mind puts up barriers that contract you further to protect you from what you fear. Your mind doesn’t know the difference between the fear of surviving a threat to your life or the fear of not having enough to pay your bills on time. Your brain responds exactly the same way to fears and responds to protect you from what you fear.
Genetics govern how you feel about money
The way you feel about money is 60% genetic and 40% conditioning. The blueprint you inherit creates your default patterns of behaviour and your relationship with money is a default pattern of behaviour.
In Australia we have constructed a reality that most Australians are proud of. But there is a sector of the community we call Aussie battlers. In the 21stcentury there is more wealth than ever, yet many people battle financially from one day to another. This battling mindset is a condition from traumatic times in the past. For Australians is can be from the days of deportation from England as convicts to work out their sentence in a new country. Battling to survive is coded into our DNA so life becomes a constant struggle.
Inequitable wealth distribution across the world
The world’s richest 1 percent get 82 percent of the wealth according to an Oxfam report. Its analysis showed that “26 people owned the same wealth as 3.8 billion people” last year.
The money system was put in place to keep people in slavery so they work hard to produce products and services. The keepers of the land and society keep all the money and pay people a small contribution for their hours of work. This system of capitalism is embedded into our consciousness. Capitalism relies on workers making products and delivering services so businesses make a profit. While workers receive a wage in return, they pay governments huge taxes on their earnings and much of the rest goes on the necessities of life, and the cycle continues.
If you look at the 21st century, the world’s wealthiest controls half the world’s wealth according to research by Credit Suisse. Why? Corporate tax evasion, influencing government policy, cost cutting and the erosion of workers’ rights widen the gap of wealth distribution inequality across the world.
There is nothing wrong with working for a fair day’s pay in return. In the 21st century wages have stagnated for several years yet the cost of living continues to rise and rise. And many people work in jobs they have no affinity for with no way out. It becomes harder and harder to keep up with rising prices, and fear and uncertainty about the future kicks in.
The distribution of the world’s wealth is not changing. When the money system was first put into place, we were conditioned to be a slave to a poverty mentality. People have to work for a living to have a place to live and pay the bills. Basic utilities cost more and more every year. Even though wages stagnate, governments expect us to pay and pay even though we are not getting wage rises at the rate basic necessities rise. Money stress is at an all-time high.
Working for wages part of our DNA. Our money blueprint is genetically ingrained based on our ancestral history and wired into our consciousness. Take the effects of the Great Depression.
Effects of the Great Depression
The Great Depression began with the surprise market crash in 1929 and lasted until around 1939. This was the most severe economic downturn of the industrialised western world. Although it began in the US, it affected almost every country in the world with high levels of unemployment. It reached its worst point in 1933 where around 15 million people in the US were out of work and almost half the banks failed.
The effects of the depression were challenging for families putting them under huge psychological, social and economic stress and demands. Annual family incomes dropped to $1500 a year in 1933, 40 percent lower than in 1929. This put millions of families under financial stress as they lost their savings when banks collapsed. As people could not pay their mortgages or rent, many lost their homes or were evicted.
This decade of poverty thinking conditioned people’smindsets to one of scarcity and a lack mentality. It altered our beliefs associated with money. People across the world went from comfortable lifestyles to one where they did not have enough. It shifted their emotional reality to one of constant worry, stress and fear. Even if people had enough to money to feed their family and provide shelter, they feared not having enough causing constant money stress.
Throughout history we have bounced from one global crisis to another which reinforces uncertainty of the future and money stress.
Example of poverty mentality
To give you an example of poverty thinking and a lack mentality, I was married into a family of wealth. My in-laws were born at the end of the Great Depression. They had an abundant life in one respect. They retired in their early 50s, flew first class and lived a very comfortable life.
What was interesting is they were still locked into a lack mentality. Small things like broken dishes were glued back together not thrown away and they often bought clothes at Good Samaritans. They always worried about not having enough so they didn’t spend money on enjoying life even though they were wealthy. The money blueprint they inherited governed their relationship with money.
Mindset of poverty thinking
Social psychologist at University of California, Davis, Alison Ledgerwood demonstrates the mindset of poverty thinking in a fantastic very short video. It shows “how our minds get stuck in negative thinking”.
Alison and her colleague Amber Boydstun researched the question, do our minds get stuck in the negatives? They conducted three interesting studies which showed “that our view of the world has a fundamental tendency to tilt toward the negative. It’s pretty easy to go from good to bad, but far harder to shift from bad to good. We literally have to work harder to see the upside of things.”
The most interesting example she used is how the economy went into recession in 2007. Consumer confidence in the economy fell as well. By the end of 2010 the economy had almost recovered but consumer confidence did not recover at the same rate. It got stuck in survival mode an effect of the recession. This shows how it takes more effort to change people’s minds about “how the economy is doing than to change the economy itself”.
Alison shows how our brains get stuck in poverty thinking. Your brain can access up to seven generations of genetic history. We only have to look at world history to understand events such as the Great Depression and wars had a global effect on our consciousness. Our money blueprint has never been the same since.
Money blueprint predetermines your money mindset
Your genetic blueprint predetermines your thinking that money is hard to earn. For example, we often say or hear people say, “I don’t want to be wealthy, I just want to get by. Money is the root of all evil. Money doesn’t grow on trees. Money won’t buy you happiness”.
When you have a money blueprint based on a lack mentality, it keeps you living from pay cheque to pay cheque. It keeps you in a cycle of debt that stops you ever getting ahead.
It’s normal to feel financial pressure especially when you first start out having a family but the secret is to expand your thinking as your family grows. But your money blueprint defaults into poverty thinking when you have a sudden financial loss that wasn’t part of your dreams and goals. When you experienced an economic loss, your brain locks you in a pattern of the fear of spending when you become more financially secure. Things like updating the car or going on a family holiday can trigger money anxiety which leads to buyer’s remorse.
Money stress and anxiety is increasing
In the US the number one stress for people is money. A huge 44 percent of respondents of a leading survey listed money stress ahead of worrying about relationships (25%) and work (18%). And, it is no different in Australia with 2.4 million workers struggling financially.
Anxiety over the cost of living is at its highest in three years according to the NAB Consumer Anxiety Index. Australians worry about stagnating wages which causes falling household wealth and high levels of debt. People spend most of their income on household essentials. They do not have the disposable income they once had and this shows with retail sales falling by 0.4 percent in December, 2018.
Stressing about money puts you in survival mode
You have to break the poverty cycle to become prosperous. It is impossible to be in prosperity if you are in survival mode. Your thinking immediately goes into a lack mentality and triggers patterns of fear and anxiety. In response, your brain warns your nervous system your security is under threat. This causes a stress response I call being psychologically paralysed. And this is the same way your brain responds when someone threatens your life.
A money blueprint with a lot of scarcity, poverty thinking, fear and insecurities determines your self-worth. When you stress about money, you most likely contract. The first thought is not how to earn more money. It defaults to how to save money. People think “what can I do without”.
Scarcity thinking keeps you in money stress. When your thinking becomes paralysed by fear, it can only think about how to deal with the current crisis. You can’t be in a state of prosperity if you are in a state of contraction.
Breaking the poverty cycle
To break the cycle of poverty and scarcity thinking you have to change your relationship with money and how you think about it. Change the way you experience life and remove the stress. When you are in a state of survival, your mind only focuses on achieving basic things such as putting a roof over your head and food on the table. When you are in a state of prosperity, you attract the things that bring prosperity.
Your mind conceptualises your external world and your brain conceptualise your internal world. The mind supports your emotional reality of your brain. If your brain’s reality is in one of scarcity and lack, your mind attractswhat it needs to support your internal world. For example, when you:
- Think things always going wrong that cost money to fix, your mind attracts situations that are not in the budget.
- Have constant money problems, your mind attracts more money problems.
- See limited opportunities to earn more money, your mind attracts low paying jobs.
- Waste money, your mind attracts situations that cause irresponsible spending.
- Have limited thinking about your financial worth, your mind attracts a life with limited savings.
- Fear becoming homeless, your mind attracts situations that stop the flow of money.
- Spend beyond your means, your mind supports a reality of instant gratification and you become addicted to spending.
These are your genetic default patterns of poverty thinking, scarcity and lack mentality. The loss of your home, being unable to pay your bills and getting deeper into debt threatens your sense of security. Money stress triggers old survival patterns of behaviour.
Change your relationship with money
Your imagination fuels your mind and if your mind delivers what you imagine, what you believe internally is what you achieve externally. Changing your beliefs about money is the secret to abundance.
We can take the money stress off people by giving them the tools to help alleviate stress such as:
Disciplining the mind and brain into thinking differently is how you change your relationship with money.
Meditate every day. When you meditate you connect with your mind and imagination. When you connect into your imagination start imagining a better paying job, more money, more financial rewards, a better lifestyle, abundance in relationships, career opportunities. Use your imagination to create your reality.
I have an awesome meditation audio for $29.99 along with my money stress audio which is only $19.99. These will help your brain to feel less fearful about your money worries.
Fast track money stress to prosperity
If you don’t want to spend months or years changing your money blueprint from one of lack and scarcity into abundance, my Ultimate Prosperity and Abundance MindsetProgram is perfect for you. My program fast tracks you out of the money lack cycle and reprograms your brain to think abundantly. It is only four sessions and has been proven to stop the fears surrounding money so you can create your life from prosperity thinking. When your brain becomes more abundant in its thinking, it attracts those things into your life.
Contact us to find out more about how to change a money poverty and scarcity mentality to one of abundance. It does not matter where you are in the world. We can work with you in our Spas, over the phone or via Skype. Book in today for our Ultimate Prosperity and Abundance Mindset Program so you can start your journey towards prosperity. We can help you do more than just survive.